Demo Bank · UAE

Indicative position letter

Indicative offer

IL-2026-1002

Customer

Priya Sharma

Reference

ALT-2026-1002

Product

Forward Ijarah

Emirate

Sharjah

Finance amount

AED 1,680,000

Monthly instalment

AED 10,857

Annual profit rate

4.75%

Tenure

20 years

FTV

70%

Issued

30 Jul 2026

Credit / bureau view

Al Etihad Credit Bureau · not pulled (cost control)

Bureau not pulled — cost control. Assisted files stay indicative until the specialist desk and bank gates complete.

Subject to

· Specialist handling on the assisted desk
· Assisted assessment fee, if due
· Then the same bank gates: valuation, Shariah, credit
· A confirmed offer letter only after those gates

Assisted rail — indicative position from digital data and policy pre-check. No bureau pull. A confirmed letter only after the assisted desk and bank gates.

This letter does not fund the facility and does not bypass bank gates. Valuation, Shariah, credit, and closing remain human decisions.