Demo Bank · UAE

Confirmed offer letter

Confirmed offer

OL-2026-1004

Customer

Fatima Al-Nuaimi

Reference

ALT-2026-1004

Product

Ijarah Muntahia Bittamleek

Emirate

Ajman

Finance amount

AED 1,680,000

Monthly instalment

AED 10,619

Annual profit rate

4.49%

Tenure

20 years

FTV

80%

Issued

22 Jul 2026

Credit / bureau view

Al Etihad Credit Bureau · clean

Clean bureau view. Supports a confirmed offer letter, still subject to valuation, Shariah, and officer credit.

Subject to

· Bank valuation must be ordered and locked
· Shariah sample must be confirmed by an officer
· Credit recommendation must be confirmed under delegated authority
· Closing (takaful + disbursement) before any funding

Standard rail — policy envelope met, bureau view pulled, confirmed offer letter issued. Still subject to valuation lock, Shariah sample, and officer credit. Not a funding decision.

This letter does not fund the facility and does not bypass bank gates. Valuation, Shariah, credit, and closing remain human decisions.