Demo Bank · UAE customer experience · Ijarah OS platform partner

Application status

Demo Bank · UAE

Indicative position letter

Indicative offer
IL-2026-1006

Customer

Sara Abdullah

Reference

ALT-2026-1006

Product

Forward Ijarah

Emirate

Ajman

Finance amount

AED 784,000

Monthly instalment

AED 4,470

Annual profit rate

4.75%

Tenure

25 years

FTV

80%

Issued

30 Jul 2026

Credit / bureau view

Al Etihad Credit Bureau · not pulled (cost control)

Bureau not pulled — cost control. Assisted files stay indicative until the specialist desk and bank gates complete.

Subject to

  • · Specialist handling on the assisted desk
  • · Assisted assessment fee, if due
  • · Then the same bank gates: valuation, Shariah, credit
  • · A confirmed offer letter only after those gates

Assisted rail — indicative position from digital data and policy pre-check. No bureau pull. A confirmed letter only after the assisted desk and bank gates.

This letter does not fund the facility and does not bypass bank gates. Valuation, Shariah, credit, and closing remain human decisions.