Demo Bank · UAE

Confirmed offer letter

Confirmed offer

OL-2026-1007

Customer

Noura Al-Mazrouei

Reference

ALT-2026-1007

Product

Ijarah Muntahia Bittamleek

Emirate

Ajman

Finance amount

AED 1,237,500

Monthly instalment

AED 6,871

Annual profit rate

4.49%

Tenure

25 years

FTV

75%

Issued

17 Aug 2026

Credit / bureau view

Al Etihad Credit Bureau · clean

Clean bureau view. Supports a confirmed offer letter, still subject to valuation, Shariah, and officer credit.

Subject to

· Bank valuation must be ordered and locked
· Shariah sample must be confirmed by an officer
· Credit recommendation must be confirmed under delegated authority
· Closing (takaful + disbursement) before any funding

Standard rail — policy envelope met, bureau view pulled, confirmed offer letter issued. Still subject to valuation lock, Shariah sample, and officer credit. Not a funding decision.

This letter does not fund the facility and does not bypass bank gates. Valuation, Shariah, credit, and closing remain human decisions.