1 · The problem
Buyers start on third-party apps. The bank sees the file last. Cost per deal is high. Flow is thin. Distribution is rented.
Licensed software so the bank owns the first click, cuts cost per file, and goes live in about ninety days — without a core rewrite.
We license software. The bank keeps the brand, the customer, and the credit call. We do not sit in the middle as a marketplace.
Ijarah OS
1 · The problem
Buyers start on third-party apps. The bank sees the file last. Cost per deal is high. Flow is thin. Distribution is rented.
Licensed software so the bank owns the first click, cuts cost per file, and goes live in about ninety days — without a core rewrite.
We license software. The bank keeps the brand, the customer, and the credit call. We do not sit in the middle as a marketplace.
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Ijarah OS
2 · Why now
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Ijarah OS
3 · What we sell
Setup, a licence, and a fee when a deal funds. We win when the bank funds. The bank does not sell the franchise.
Working product detail is shown under NDA. This pack stays at the commercial story.
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Ijarah OS
4 · How we grow
The company is built to grow with bank licences — not a public fundraising story. Banks pay for software that runs under their name.
We stay lean. Product, go-live, and the next bank conversation come first.
No raise size, valuation, or equity offer is published here.
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Ijarah OS
5 · Partners
We talk to partners who can introduce real Islamic home-finance leaders — not to run a priced round on a webpage.
If capital comes with that access, we will have the conversation privately. Introductions without a priced ask are welcome.
Terms, if any, are under NDA. Nothing here is an offer of securities.
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Ijarah OS
6 · Next
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