Personal DBR policy pack

v1.0.0-personal

Bank-editable rules for personal finance. Live applications use this pack immediately.

Min age

Max age

Min salary (salaried)

Min income (self-employed)

Max DBR % salaried

Max DBR % self-employed

Profit rate % p.a.

Stress add %

Hard stop when over DBR / limits

Max finance salaried

Max finance self-employed

Max income multiple salaried

Max income multiple self-employed

Min finance

Min tenure (months)

Max tenure (months)

Max auto-approve (AED)

Max DBR for auto %

Always human if self-employed

Always human if existing liabilities above zero