D

File

Pipeline

Priya Sharma

ALT-2026-1002 · +971 52 118 4402

Pay & Continue — specialist desk open

The position stays indicative until bank gates complete: valuation, Shariah sample, and credit confirm. Nothing funds without them.

Indicative offer
IL-2026-1002
Shown to customer

Indicative position

A soft position from digital data and the policy pre-check. Specialist handling is required before a formal offer. No bureau pull.

Finance

AED 1,680,000

Monthly

AED 10,857

indicative

Profit rate

4.75%

Tenure

20 yrs

FTV 70%

Credit view: not pulled · Bureau not pulled — cost control. Assisted files stay indicative until the specialist desk and bank gates complete.

  • · Specialist handling on the assisted desk
  • · Assisted assessment fee, if due
  • · Then the same bank gates: valuation, Shariah, credit
  • · A confirmed offer letter only after those gates

Next: assisted desk (and the fee if due), then bank gates before any confirmed letter.

Assisted rail — indicative position from digital data and policy pre-check. No bureau pull. A confirmed letter only after the assisted desk and bank gates.

Shariah review
Forward Ijarah
Assisted · paid
Indicative offer
Shown to customer

Client file

Assisted file. Collect or waive the fee, then continue human gates — no bypass.

Product

Forward Ijarah

Stage

Shariah review

Finance

AED 1,680,000

Property

Off-plan villa · Sharjah

Income

AED 28,000

Employment

salaried

Nationality

India

Mobile

+971 52 118 4402

Apply step

Submitted

Came in via

portal

Shariah sample gate. Valuation already locked. Open the structure memo pack — do not rubber-stamp.

Choose a journey

1. Intake2. Pre-qualification3. Bank valuation4. Shariah review5. Underwriting6. Closing7. Funded