Noura Al-Mazrouei
ALT-2026-1007 · +971 50 884 2209
Clean file on the fast rail. A confirmed offer letter follows the policy check — credit, Shariah, and valuation stay with the bank.
- · Salaried employment
- · Ready property (not off-plan)
- · Income AED 36,000 meets the floor
- · Finance AED 1,237,500 within the cap
- · FTV 75% within 80%
- · No hard policy fail
Material points only — not a full re-work
Income
AED 36,000
DBR
22.3%
cap 45%
FTV
75%
cap 80%
Finance
AED 1,237,500
Documents
4/4
verified
Employment
Salaried
Property
Ajman
ready
Why this file is standard
- · Salaried employment
- · Ready property (not off-plan)
- · Income AED 36,000 meets the floor
- · Finance AED 1,237,500 within the cap
- · FTV 75% within 80%
- · No hard policy fail
After confirm, the panel valuation is ordered automatically. You still lock the report, then confirm Shariah and credit. Nothing funds without those bank gates.
Offer letter ready
Confirmed on the standard rail. Still subject to valuation, Shariah, and officer credit — not a funding decision.
Finance
AED 1,237,500
Monthly
AED 6,871
indicative
Profit rate
4.49%
Tenure
25 yrs
FTV 75%
Credit view: clean · Clean bureau view. Supports a confirmed offer letter, still subject to valuation, Shariah, and officer credit.
- · Bank valuation must be ordered and locked
- · Shariah sample must be confirmed by an officer
- · Credit recommendation must be confirmed under delegated authority
- · Closing (takaful + disbursement) before any funding
Next: bank gates (valuation, Shariah, credit). Nothing funds without them.
Standard rail — policy envelope met, bureau view pulled, confirmed offer letter issued. Still subject to valuation lock, Shariah sample, and officer credit. Not a funding decision.
Client file
Clean standard file. Confirm the summary, then only bank gates remain.
Product
Ijarah Home Finance
Stage
Pre-qualification
Finance
AED 1,237,500
Property
Apartment · Ajman
Income
AED 36,000
Employment
salaried
Nationality
UAE
Mobile
+971 50 884 2209
Apply step
Submitted
Came in via
portal
Standard rail — light-touch. Review & Confirm demo file.
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